EU Inc (the 28th regime) · 2026/0074(COD)
Supports the 28th Regime as a way to reduce regulatory barriers for fintech startups but wants clarity on how it will interact with existing EU financial regulations.
Support startups and scale-ups across the EU by providing legal certainty and operational simplicity similar to passporting rights in financial services.
“The 28th Regime is a welcome proposal that could finally give startups the EU-wide legal certainty and operational simplicity they need, much like passporting rights have done for financial services.”
Feedback, 2025-09-30
Define whether the 28th Regime will supersede, complement, or coexist with existing frameworks like PSD2, AMLD, CCD2 and CRR to prevent multiple layers of regulation.
“Will the new regime supersede, complement, or simply coexist with existing frameworks such as PSD2, AMLD, CCD2 and CRR? Without clear answers, fintechs may continue to face multiple layers of regulation and supervision, both at the national and EU levels.”
Feedback, 2025-09-30
Clarify how the 28th Regime will interact with existing national laws and EU sector-specific regulations to avoid overlapping or conflicting requirements.
“significant legal questions remain, particularly regarding how this regime will interact with national laws, existing EU directives, and sector-specific regulations, such as those in the financial services sector.”
Feedback, 2025-09-30
Open source underneath
WhoShapedIt is a thin layer on open-source packages. Star them, fork them, build your own micro.
Open-source context and state for AI: it keeps only what matters for the question.
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